Bill Would Require All New York Cops To Have Personal Liability Insurance

Steve Burns
July 07, 2020 - 7:50 pm

    NEW YORK (WCBS 880) — Every police officer in New York State would be required to get personal liability insurance under a new bill from a state Senator.

    State Sen. Alessandra Biaggi says the mandatory insurance would be a financial incentive against police misconduct. 

    “While we have taxpayers bailing out law enforcement who engage in misconduct, those same officers are also evading meaningful accountability,” she said.

    Her bill would require every officer in the state to carry personal liability insurance and the base rate would be covered by the local government. 

    “Officers who have misconduct claims that are brought up against them may see their premiums go up,” Biaggi explains.

    As those premiums rise, eventually officers would have to change their behavior or quit.

    “You have to be held accountable and so this is a way to do that,” the state senator said.

    The Police Benevolent Association is not happy about the bill. 

    PBA President Pat lynch says the real goal is to make policing such an unattractive profession that nobody will do it. 

    “The New York City Police Department has been a pathway to the middle class for hundreds of thousands of New Yorkers, especially immigrants and people of color.  Now Senator Biaggi wants already-underpaid police officers to dig into their own pockets for liability insurance.  She doesn’t want better police officers – she wants no police officers,” he said in a statement.

    Biaggi says that's not the goal at all and says they should want the police to be better.

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